Competition

Win a 360° Financial Plan worth £2,500

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Times Money Mentor and VouchedFor.co.uk, are giving one lucky subscriber the chance to get more confident with their finances and win a 360° Financial Plan worth £2,500. 

Recent events have had a profound impact on our finances, and left many feeling insecure about the future. Times Money Mentor has been created by The Times and The Sunday Times with the aim of empowering readers to make better financial decisions for themselves. Whatever stage you are at with your finances they are here to help with in-depth guides, independent product reviews and more, so you can feel more confident about your cash.

To provide some peace of mind, Times Money Mentor has partnered with VouchedFor.co.uk, the adviser review site, to give one subscriber the chance to win a 360° Financial Plan worth £2,500. A lucky runner up will also receive a financial plan worth £1000.

What’s included?

One of the highest-rated financial planners on VouchedFor.co.uk and their team will spend a minimum of 13 hours with the winner creating a holistic financial plan for them.

The winner's plan will include:

  1. Goal mapping - get clarity on your life goals e.g. retiring comfortably or leaving a legacy
  2. Cashflow forecast  - see if you are on track to hit your goals
  3. Scenario modelling - see the capital and income impact of the options available to you. For instance, what happens if you take more from your pension, earlier? And what impact would a prolonged recession have?
  4. Action list - define a way forward to improve your situation and give you peace of mind, whatever the future holds

All entrants who sign up to hear from VouchedFor can claim a free 30-60 minute Financial Healthcheck from a well-rated planner on VouchedFor.co.uk.

To enter, click on 'enter competition' in the information box.

Please note, you will need to be logged in to enter this competition.

  1. Open to United Kingdom aged 18 or over only, except employees of the Promoter, News Corp UK & Ireland Limited, and their associated, affiliated or subsidiary companies, their families, agents or any other person(s) connected with the competition, including third party promotional partners.

  2. The competition is open to all Times subscribers. However, if your financial situation is very straightforward it may not be necessary or possible for the financial planner to spend the full 13 hours of time creating a holistic financial plan for you. If this is the case, they will make this clear.

  3. Competition closes at 23:59 GMT on August 23, 2020 (the “Closing Date”). Entries received after the Closing Date will not be counted.

  4. One entry per person. Bulk, automatically generated or third party entries are void.

  5. To enter you must click ‘Enter competition’ button.

  6. There are two prizes and two winners. 

  7. The winners will be selected at random from all valid entries for this competition received before the Closing Date.

  8. Winners will be notified by email or using the other contact details provided by the winner within seven days after the Closing Date. All reasonable endeavours will be made to contact the winner during the specified time. If a winner cannot be contacted or is not available, the Promoter reserves the right to re-draw another winner from the valid/correct entries that were received before the Closing Date.

  9. Prize details: The winner’s plan includes 13 hours of time from a financial planner and their team. The runner-up’s plan includes 5 hours. If you would like ongoing advice beyond this (there is no obligation), additional costs may apply. 

  10. The promoter of this competition is Times Newspapers Limited (publishers of The Times and The Sunday Times) (the “Promoter”).

  11. *General terms and conditions for competitions apply*.

  12. Your information will be used in accordance with our Privacy Policy that can be found here newsprivacy.co.uk

GENERAL TERMS AND CONDITIONS FOR COMPETITIONS

  1. These terms and conditions apply to all competitions (unless and to the extent that) the competition states otherwise.
  2. The winner is responsible for ensuring they are able to accept the prize as set out and in accordance with these terms and conditions, in the event they are unable to do so then the Promoter reserves the right to redraw the prize.
  3. Entry is free but entrants should be aware that they may be subject to data charges depending on their own individual arrangements for Internet access.
  4. An eligible entrant must be an individual, must enter on their own behalf, and must submit an entry in the form requested by the Promoter under this promotion including their name, address and e-mail address.
  5. By entering, all eligible entrants agree to abide by each and all these terms and conditions. Misrepresentative or fraudulent entries will invalidate an entry. Where a competition involves a voting process:  offering or receiving any incentive for voting is not permitted and will invalidate the vote, and may disqualify the recipient of the vote.  The Promoter reserves the right, with or without cause, to exclude entrants and withhold prizes for violating any of these terms and conditions. The Promoter reserves the right to amend these terms and conditions. Any amendments will be published on the Website.
  6. The Promoter reserves the right to publish entries (including parts of entries) other than the winning entry and publication does not necessarily mean the entrant has won a prize.
  7. Entrants will retain copyright in their submitted entries, however, by entering, all entrants licence the Promoter a worldwide royalty-free perpetual licence to edit, publish and use each entry in any and all media (including print and online) for publicity and news purposes. The Promoter reserves the right to publish entries (including parts of entries) although publication does not necessarily mean the entrant has won a prize.
  8. There is no cash or other alternative to the prize stated and the prize is not transferable and no part or parts of the prize may be substituted for other benefits, items or additions.
  9. Winners may be required to submit valid identification before receiving their prize.
  10. The Editor's decision is final and binding on the entrants. No correspondence will be entered into.The Promoter will not be liable for technical, hardware, or software failures of any kind or lost or unavailable network connections that may limit or prohibit an eligible entrant's ability to participate in the competition.  Other than death or personal injury arising from the acts or omissions of the Promoter or its employees, the Promoter will not be liable for any loss or damage arising out of the winner’s (or their guest’s) enjoyment of the prize.
  11. By entering, any subsequent prize winners agree to allow the free use of their names, photographs and general locations for publicity and news purposes during this and future promotions by the Promoter or any associated or subsidiary company of News Corp UK & Ireland Limited.
  12. Uses of personal data received by the Promoter in the course of the promotion are subject to the privacy policy found on the Promoter’s website (the “Website”). Winners' names may be published on the Website.
  13. Completion and submission of a registration slip or e-mail will be deemed acceptance of these terms and conditions.
  14. The Promoter reserves the right at any time to cancel, modify or supersede the competition (including altering prizes) if, in our sole discretion, a competition is not capable of being conducted as specified. The Promoter reserves the right to substitute a prize of equal value in the event that circumstances beyond their control make this unavoidable.